Blog
Updates, guides, and tips for Canadian tax reporting
In-Kind Contributions to Registered Accounts and Your ACB
Contributing securities in-kind to a TFSA, RRSP, or FHSA in Canada triggers a deemed disposition under CRA rules. Here's what that means for your ACB and taxes.
Importing Transactions: The Complete Walkthrough
Bring your transaction history into MyACB in minutes. The import wizard handles column mapping, date formats, type translation, and duplicate detection with no manual entry required.
Sync Tax Factors: Automatically Add ROC & Phantom Gains to Your ACB
Stop hunting down T3 slips and fund company PDFs. Tax Factors Sync automatically adds return of capital and reinvested capital gains distributions to your ACB.
A History of Capital Gains Taxation in Canada
From zero tax to 75% inclusion and back. Trace the full history of capital gains taxation in Canada from 1972 to today.
Capital Gains and the Inclusion Rate in Canada: What Investors Need to Know
Understand how capital gains and losses work in Canada, what the inclusion rate means, and the top tax rates by province.
Stock Splits and Consolidations: How They Affect Your ACB
Learn how stock splits and reverse splits (consolidations) change your share count and per-unit ACB without affecting total cost base.
Phantom Distributions: How Reinvested Capital Gains Affect Your ACB
Learn how reinvested capital gains (phantom distributions) from ETFs increase your ACB and how to avoid double taxation.
Return of Capital (ROC): How It Affects Your Adjusted Cost Base
Understand return of capital distributions, how they reduce your ACB, and why ignoring them can lead to tax problems.
Which Date Should You Use for ACB? Trade Date vs. Settlement Date Explained
Learn which date to use when recording ACB transactions: trade date, settlement date, record date, or effective date.
What Is Adjusted Cost Base (ACB)? A Canadian Investor's Guide
Learn what Adjusted Cost Base means, why the CRA requires it, and how to calculate it with a step-by-step Shopify example.